Prospectus EMTN of Banque PSA Finance and PFINV dated 7 November 2013 *

(*) The distribution of the Base Prospectus, its Prospectus Supplements and Final Terms may be restricted by law or regulation in certain juridictions. Persons having access to the Base Prospectus, its Prospectus Supplements and Final Terms are required by the Issuer to inform themselves about and to observe any such restrictions. For a further description of certain restrictions on offers and sales of Notes and distribution of the Base Prospectus its Prospectus Supplements and Final Terms , see section "Subscription and Sale" below. This Base Prospectus its Prospectus Supplements and Final Terms do not constitute an offer of, or an invitation by (or on behalf of) the Issuer to subscribe or purchase any of the Notes.